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The Topdocs management team brings a wealth of experience and expertise to the business and the clients we serve. You can learn more about our management team below.

Jake Spakman


With over three decades of experience in financial services, Jake brings a wealth of understanding to the needs of our clients in the documentation area.

Jake has previously been a director and state manager of a large national dealer group, had a multi-master insurance agency, a licensed finance broking business, a licensed strategic superannuation advisory business and commenced and developed a substantial SMSF administration practice. Jake is an accountant, SMSF Association SMSF Specialist Advisor™ (SSA) with over 25 years of superannuation experience. Jake is also a director of the legal practice, Topdocs Legal Pty Ltd.

These roles have given Jake a detailed understanding of the needs of our clients in the areas of quality documentation, personal service, and time and cost efficiency. As a result, Topdocs continually strives to offer the highest quality documentation, to provide superior technical SMSF, legal and commercial documentation advice, and works to provide more streamlined documentation solutions to ease the workloads of practitioners.

Jake can be contacted on 1300 659 242 or at

Michael Spakman


Michael completed a Commerce degree at Deakin University and is an SMSF, corporate and estate planning documentation specialist.

With extensive experience managing the documentation department of an SMSF administration practice, Michael now controls the documentation side of Topdocs. His technical and practical documentation knowledge has him well placed as the principal initial point of contact for adviser and client queries and enquiries. Michael is also involved in adviser training in areas such as SMSF borrowing.

On top of this, Michael co-ordinates the technical aspects of our white labelling services and our document integration with SMSF administration platforms, taxation and practice management systems, wrap and platform software, specialist scanning services, financial planning software packages and investment software.

Michael can be contacted on 1300 659 242 or at

Chris Blair


Chris has joined Topdocs to assist with the ongoing development of Topdocs and Topdocs Legal to continually enhance quality services and processes for our clients.

Chris has developed and managed product and service distribution via a broad range of financial services institutions including Banks, Credit Unions, Mortgage Originators, Financial Planning groups and Legal Practices.

With over three decades in senior executive roles in Financial Services, Legal, Not for Profit and Government owned corporations, Chris is an ideal point of contact at Topdocs for Legal Practices, Dealer Groups, and Accounting Practices to assist their particular needs and requirements in relation to our documents and services.

Chris is a Fellow of the Australian Institute of Management and holds a Masters in Business Administration.

Chris can be contacted on 1300 659 242 or at

Lav Chhabra


Lav is a senior lawyer with considerable experience in the areas of estate and succession planning, trusts, advance care planning and commercial agreements.

Lav advises clients on asset protection strategies, tax effective distribution of assets, transition of control and management of private companies and family trusts, and general trust related matters. In addition, Lav assists clients with the preparation of:

  • Wills (including Wills incorporating testamentary trusts, life interests and superannuation proceeds trust);
  • SMSF related documentation;
  • powers of attorney, appointment of guardians and advance care/health directives; and
  • bespoke agreements, including buy/sell agreements, shareholders’ and unit-holders’ agreements, partnership agreements and service agreements.

As a lawyer with excellent communication and drafting skills, Lav provides a high level of service and commercially focused legal advice to clients.

Lav can be contacted on 1300 659 242 or at

Michael Harkin


Michael is an experienced SMSF and estate planning professional. As the National Manager of Training and Advice at Topdocs, Michael is responsible for developing and delivering the Topdocs’ training courses and technical articles, contributing to Topdocs news and providing technical advice and consulting to our clients.

Michael is chairman of the ASFA Victorian Small Funds Committee, and is also a member of the ASFA National Standing Advisory Panels on SMSFs and Taxation.

Michael’s qualifications include Diploma of Superannuation Management, Diploma of Financial Planning, Fellow of the Executor and Trustee Institute, Fellow of the Institute of Public Accountants, SMSF Specialist Auditor™ (SSAud®) and he is a Registered Tax Agent and Registered SMSF Auditor.

Michael can be contacted on 1300 659 242 or at

Michael Roberts


Michael Roberts is a Special Counsel with Topdocs Legal. Michael specialises in the areas of complex Wills & estate planning, asset protection, succession planning for family trusts and self managed superannuation funds. Michael has experience advising all types of clients including individuals and couples, business owners with very complex business structures, farmers and professionals.

Michael also advises families whose intended beneficiaries have disabilities or addictions. The advice tailored to protect the vulnerable beneficiary’s inheritance and where possible maintain access to some Centrelink benefits.

Michael has regularly presented seminars on complex estate planning, family trusts and self managed superannuation funds to accountants, financial planners and to their respective clients. In addition, Michael appeared on the live TV programme - Your Money Your Call, as an estate planning expert.

Michael has both legal and financial planning qualifications and is a member of the Law Society of NSW.

Michael can be contacted on 1300 659 242 or at

Ian Waters


Ian is a senior lawyer with extensive experience in the regulation and taxation of SMSFs - particularly the investment rules, SMSF borrowing, pensions, trust deeds and drafting Wills and Powers of Attorney.

Ian regularly advises accountants, financial planners, SMSF administrators and high net worth individuals on the legal considerations pertaining to companies, trusts, self managed superannuation funds and personal and business succession planning.

Graduating from the University of Melbourne in 1991 with law and commerce degrees, Ian was admitted to practice law in 1992 and has completed a Graduate Diploma in Applied Finance and Investment at the Securities Institute of Australia.

Ian can be contacted on 1300 659 242 or at